3.1. /api/v2/account-verification

Introduction

Account Verification is initiated through HTTPS POST request by using URLs and the parameters specified below. Use SHA-1 for authentication. See Statuses.

API URLs

Integration

Production

https://sandbox.payneteasy.eu/paynet/api/v2/account-verification/ENDPOINTID

https://gate.payneteasy.eu/paynet/api/v2/account-verification/ENDPOINTID

https://sandbox.payneteasy.eu/paynet/api/v2/account-verification/group/ENDPOINTGROUPID

https://gate.payneteasy.eu/paynet/api/v2/account-verification/group/ENDPOINTGROUPID

Request Parameters

Note

Request must have content-type=application/x-www-form-urlencoded.
Acquirer can redefine the necessity of some fields so they become required instead of optional.
Leading and trailing whitespace in input parameters will be omitted.

Warning

The following characters must be escaped in the parameter values: & + “.

Parameter Name

Description

Value

client_orderid

Unique order identifier assigned by Connecting Party.
Necessity: Required
Type: String
Length: 128

order_desc

Brief order description.
Necessity: Required
Type: String
Length: 64k

address1

Payer’s address line 1.
Necessity: Required
Type: String
Length: 50

city

Payer’s city.
Necessity: Required
Type: String
Length: 50

zip_code

Payer’s ZIP code.
Necessity: Required
Type: String
Length: 10

country

Payer’s country. Please see Country codes for a list of valid country codes.
Necessity: Required
Type: String
Length: 2

email

Payer’s e-mail address.
Necessity: Required
Type: String
Length: 50

cvv2

Payer’s CVV2 code. CVV2 (Card Verification Value) is a three- or four-digit number AFTER the credit card number in the signature area of the card.
Necessity: Required
Type: Numeric
Length: 3-4

ipaddress

Payer’s IP address, included for fraud screening purposes.
Necessity: Required
Type: String
Length: 45

control
Checksum generated by SHA-1. Control string is represented as concatenation of the following parameters:
1. <ENDPOINTID | ENDPOINTGROUPID> (See: Request URL)
2. Request parameter: client_orderid
3. Request parameter: email
4. merchant_control (Control key assigned to Connecting Party account in the Payneteasy gateway system).
Necessity: Required
Type: String
Length: 128

first_name

Payer’s first name.
Necessity: Optional
Type: String
Length: 50

last_name

Payer’s last name.
Necessity: Optional
Type: String
Length: 50

cardrefid

Card reference ID obtained at Card Registration Stage.
Necessity: Optional
Type: String
Length: 50

ssn

Last four digits of the Payer’s social security number.
Necessity: Optional
Type: Numeric
Length: 32

birthday

Payer’s date of birth, in the format YYYYMMDD.
Necessity: Optional
Type: Numeric
Length: 8

state

Payer’s state. Please see Mandatory State codes for a list of valid state codes. Required for USA, Canada and Australia.
Necessity: Conditional
Type: String
Length: 2-3

phone

Payer’s full international phone number, including country code.
Necessity: Optional
Type: String
Length: 15

cell_phone

Payer’s full international cell phone number, including country code.
Necessity: Optional
Type: String
Length: 15

credit_card_number

Payer’s credit card number. Send either combination of credit_card_number, card_printed_name, expire_month and expire_year or cardrefid, not all.
Necessity: Conditional
Type: Numeric
Length: 20

card_printed_name

Cardholder name, printed on the bank card.
Necessity: Conditional
Type: String
Length: 128

expire_month

Bank card expiration month.
Necessity: Conditional
Type: Numeric
Length: 2

expire_year

Bank card expiration year.
Necessity: Conditional
Type: Numeric
Length: 4

site_url

The URL of the E-commerce entity, where the payment is originated from.
Necessity: Optional
Type: String
Length: 128

purpose

Destination to where the payment goes. It is useful for the Connecting Partys who let their Payers to top up their accounts with bank card (Mobile phone accounts, game accounts etc.). Sample values are: +7123456789; gamer0001@ereality.com etc. This value can be used by the fraud monitoring system.
Necessity: Optional
Type: String
Length: 128

server_callback_url

URL, where the transaction status is sent to. Connecting Party may use server callback URL for custom processing of the transaction completion, e.g. to collect payment data in the Connecting Party’s information system. For the list of parameters which come along with server callback to server_callback_url refer to Connecting Party callback parameters.
Necessity: Optional
Type: String
Length: 128

Response Parameters

Note

Response has Content-Type: text/html;charset=utf-8 header. All fields are x-www-form-urlencoded, with (0xA) character at the end of each parameter’s value.

Response Parameters

Description

type
The type of response. May be async-response, validation-error, error etc.
If type equals validation-error or error, error-message and error-code parameters contain error details.

paynet-order-id

Order id assigned to the order by Payneteasy.

merchant-order-id

Connecting Party order id.

serial-number

Unique number assigned by Payneteasy server to particular request from the Connecting Party.

error-message

If status is error this parameter contains the reason for decline or error details.

error-code

The error code is case of error status.

Request Example

POST /paynet/api/v2/account-verification/39915 HTTP/1.1
User-Agent: curl/7.83.0
Accept: */*
Content-Length: 527
Content-Type: application/x-www-form-urlencoded
Connection: close

client_orderid=34T43R77N
&order_desc=Test Order Description
&first_name=John
&last_name=Smith
&birthday=19820115
&address1=100 Main st
&city=Seattle
&state=WA
&zip_code=98102
&country=US
&phone=+12063582043
&cell_phone=+19023384543
&email=john.smith@gmail.com
&ipaddress=65.153.12.232
&site_url=www.google.com
&credit_card_number=4666034752545240
&card_printed_name=CARD HOLDER
&expire_month=12
&expire_year=2099
&cvv2=123
&purpose=user_account1
&server_callback_url=https://httpstat.us/200
&merchant_data=VIP customer
&control=5112b51084be33fa331d995d17b9d82af3bfbbc9

Success Response Example

HTTP/1.1 200
Server: server
Date: Thu, 27 Apr 2023 14:03:58 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 145

type=async-response
&serial-number=00000000-0000-0000-0000-000002e34518
&merchant-order-id=34T43R77N
&paynet-order-id=6994016
&end-point-id=39915

Fail Response Example

HTTP/1.1 200
Server: server
Date: Mon, 22 May 2023 11:14:25 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 152

type=validation-error
&serial-number=00000000-0000-0000-0000-000002e5c583
&merchant-order-id=34T43R77N
&error-message=INVALID_CONTROL_CODE
&error-code=2

Postman Collection

Request Builder

endpointid or groupid

input the ENDPOINTID or ENDPOINTGROUP

client_orderid

make it or use the internal invoice ID

order_desc
cardrefid
first_name
last_name
ssn
birthday
address1
city
state
zip_code
country
phone
cell_phone
email
ipaddress
site_url
credit_card_number

card_printed_name
expire_month
expire_year
cvv2
purpose
merchant_control

input the Control Key

server_callback_url
merchant_data

String to sign
Signature